Micro Business Loans from £2,000 to £25,000

Quick & Flexible Financing

At Tor Business Finance, we believe that small businesses are the backbone of the economy. Our goal is to support entrepreneurs and small business owners by offering micro business loans ranging from £2,000 to £25,000 to help with working capital, cash flow issues, and other essential business needs.

If you're a small business owner looking for fast, flexible funding, you may be eligible for a business loan with us.

Can We Help Your Business?

If your business meets the following criteria, we’re likely able to assist with a quick business loan:

  • Do you operate as a limited company?

  • Has your business been trading for more than 6 months?

  • Does your business generate a minimum of £5,000 per month?

  • Are the business directors or shareholders over the age of 21, residents in the UK, and willing to provide a personal guarantee?

  • Does your business bank account have a debit card issued to one of the directors?

  • Can your business demonstrate sufficient cash flow to afford the loan repayment?

  • Does your business or its directors have assets to potentially secure the loan (homeownership not required)?

  • Do you need funding for business purposes, such as cash flow, tax bills, stock, staffing, equipment, marketing, or other operational costs.

Why Choose Tor Business Finance for Your Micro Business Loan?

  • Adverse credit situations considered: We understand that not every business has perfect credit, and we focus on your business's potential rather than credit history.

  • Homeownership not required: Unlike traditional loans, securing a business loan with us doesn’t require property assets, making funding more accessible.

  • Quick decisions and fast access to funds: Once approved, we provide rapid access to the funds you need to keep your business moving forward.

Whether you're looking to fund business growth, cover short-term expenses, or invest in new opportunities, we offer the flexibility you need.

Apply for a Small Business Loan Today

At Tor Business Finance, we’re committed to providing small business loans that are tailored to your needs. Our easy application process means you can access quick financing without the hassle.

Ready to get started? Call us at 01752 763637 or fill out the form below, and we’ll contact you to discuss financing options.

Contact Us

Frequently Asked Questions about Micro Business Loans

  • A micro business loan is a type of small loan specifically designed for small companies that need quick and flexible funding. These loans range from £2,000 to £25,000 and are used to address working capital needs, cash flow issues, or other operational costs.

  • At Tor Business Finance, we offer micro business loans ranging from £2,000 to £25,000, depending on your company's financial situation and needs.

  • To qualify for a micro business loan, your business must:

    • Be a limited company.

    • Have been trading for at least 6 months.

    • Generate a minimum of £5,000 in monthly revenue.

    • Have business directors or shareholders over the age of 21.

    • Demonstrate sufficient cash flow to afford loan repayments.

  • We understand that time is critical for small businesses, so we offer fast decisions and quick access to funds. Once approved, you can expect rapid disbursement to support your business needs.

  • No, homeownership is not required to secure a micro business loan with Tor Business Finance. Our lenders focus on your company’s potential rather than property assets.

  • Yes, we consider businesses with adverse credit situations. We focus on your business's potential and ability to repay, rather than solely on your credit history.

  • Micro business loans can be used for a variety of business purposes, including:

    • Covering cash flow gaps.

    • Paying tax bills.

    • Purchasing stock or equipment.

    • Hiring staff.

    • Funding marketing campaigns or other operational expenses.

  • Yes, business directors or shareholders will need to provide a personal guarantee for the loan. This ensures the loan is secure and offers reassurance to both parties involved.

  • Applying for a micro business loan is simple. You can fill out the online form on our website, or you can call us directly at 01752 763637 to discuss your financing needs.

  • Tor Business Finance offers:

    • Quick and flexible loan options.

    • Consideration of adverse credit situations.

    • No requirement for property assets to secure the loan.

    • Fast decision-making and rapid access to funds.


  • Interest rates depend on your company’s financial situation, the loan amount, and repayment terms. We strive to offer competitive rates tailored to your specific needs. Contact us for more details.

  • Once your loan is approved, we aim to provide you with fast access to funds, often within 24 hours, to help your business move forward without delay.

  • Yes, micro business loans can be used for various business purposes, including investing in growth opportunities, expanding operations, or managing short-term expenses.

  • It's important to communicate with your lender if you're struggling to make a repayment. We may be able to discuss alternative solutions to help your business stay on track. However, missed payments could affect your ability to borrow in the future.